Saturday, 25 August 2012

It all begins.......

So I had this GREAT IDEA.  My daughter and I wouldn't spend any money for all of September.  We will only pay the bills and pay for groceries.......
This may seem like an easy thing to do for your average person but for ME this is GONNA BE TOUGH!!  I'm an impulse buyer and I LOVE my SOY, CARAMEL LATTES.......

But we can't afford it.  To be honest, we live in the red every week and I want us to get on top of my spending so I can give my daughter the best life she can have.  Heres some back ground on who we are.  I'm Esta* and my daughter is Anya.  I'm 28 and she is almost 2.  So if your a parent you know how easy it is to buy cute outfits, toys and dvd's for your kiddies.  I NEED to stop though.

I'm a solo mum and full time student.  We live on the benefit and it really is tough.  But we'll only be on it for as long as it takes to get my degree.  Every week I send Anya to daycare and it breaks my heart, but I know its for the best so I can study so we can have a better future.  The best way for us to get to that future is to not spend any money.

So the rules are pretty simple for September, pay the bills and buy food that's it.

On my blog I'll post my day to day struggles and also how our saving it going.  From Our rough budget for the month we should save about $150.00.  May not seem like a lot but when you see what we pay and what we live on I think its GOOD.

SO our total weekly income is $478.00.  Now out of that we take.......
Rent: $220.00
Power:  $40.00
Internet:  $20.00
Mobile Phone: $5.00
Insurance:  $15.00
Daycare:  $33.60
So after all of this we have $144.40 a week to buy groceries.  We usually spend about $80.00 so we could be saving $64.40 =)

So I'll post everyday during September to let you know how its going!!
haha as if I'll have any followers but who knows

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